San Francisco Car Insurance (CA)

In 2007, San Francisco’s (pop. 739,426) auto insurance premiums averaged in at $2,076, up from the average of $821 in 2004. A key factor in the price of San Francisco’s premiums is car theft statistics. In 2004, there were approximately 8,061 vehicle thefts in the city and its surrounding suburbs. The make and model of the vehicle you own can make a huge difference in the amount of your auto insurance premium.

In the state of California in 2006, 247,896 vehicles were stolen with the estimated total loss value of the vehicles reaching $1.52 billion. The top small car vehicles stolen in San Francisco and surrounding areas are the Honda Accord, Toyota Camry, Honda Civic. Smaller vehicles enable most thieves to quickly disassemble the parts and sell them on the street in record time. Thieves also target trucks and SUV’s as the older-models lack the computer chips in the keys to avert theft attempts, making them easier to steal. with the most popular models being the Toyota Truck, Cadillac Escalade, Nissan Truck.

Get a free San Francisco car insurance quote today >>

Determining Factors in San Francisco Car Insurance

San Francisco auto insurance rates are impacted by many factors relating to vehicle theft beyond the make and model of the vehicle. Factors such as where you park your car at night and what type of anti-theft or security system the car is equipped with will influence the rate of your auto insurance premium. If you own one of the target vehicles for theft, regardless of the condition or size of the car, you can expect to be paying more than others.

Request a car insurance quote for San Francisco (CA) >>