Car Insurance by State

Each state has different laws regarding car insurance. State law mandates the amount and types of coverage you need as a vehicle owner registering a car, and as a driver. Keep in mind that state minimums may not be enough to protect you financially in the case of an accident. You should consider purchasing the highest limits of coverage you can afford.

State law requires you to purchase only certain types of coverage. However, if you finance or lease your vehicle, you may be required to purchase additional coverage not outlined in state law.

Choose your state or city from the list below to learn more about minimum insurance requirements:

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